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Insurance Claims

Car insurance for Auto Body work

Body shop insurance writer

You CAN choose any shop for your insurance claim. IT IS THE LAW!


Most insurance companies have repair contracts with body shops in their area. Choosing the insurance company’s repair shop has benefits for the insurance company, which has negotiated lower labor and material rates, as well as parts discounts with those shops.   These deals occur to the benefit of the insurance companies, often at indirect costs to the vehicle owners.  The state governments sued to prevent this collusion, and the courts have sided with the consumers.

Insurance company claims representatives are given set goals.   In general, companies would like to see at least 40 percent of their claims go to their direct repair shops.  If you have chosen your own repair shop, claims representatives will frequently try to sway you away from your decision, telling you that your shop isn't on their list, thus they won't be able to handle your claim efficiently. They may explain that it will take up to a week before an adjuster will be available to write an estimate on your car. They could go further by stating that their company will not warranty the repairs if you don't have your car repaired at one of their sweetheart  shops.

Do not be intimidated by this.

As a reputable auto body repair shop, Collision Kings provides a lifetime warranty no matter who is paying the bill.   Shops like ours are systematically interested in handling your claim and the repairs efficiently. 

Also, our shop estimators are familiar with your insurance company’s claims process and know their local adjusters, making it easy to complete the estimate process and repairs quickly.

Lifetime Warranty on Body Shop Work

Auto body shop

 Collision King offers a  LIFETIME WARRANTY


Lifetime warranty on all workmanship regardless of which insurance company you file a claim through.  No caveats.  No disclaimers.   We stand by OUR work.   Totally. 

Auto body shop repairs

Nice people who care

Our trained technicians care about our company, feeding their families, and YOUR satisfaction.  the three are entwined, and we know it.

We are not an impersonal franchise.  We live local,  work local,  and answer to our customers,  not to a master franchiser in New Jersey..